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Even with payment plans, it can still be a little expensive, but hang in there, it gets cheaper. For my chapter, I paid like $1000 in dues and the following months I paid $200 less each month. That was just for my new member fees and nationals fees. Now that I have all that over with, next semester my dues as a whole become $500 cheaper because I don't have all those new member fees to pay anymore. Don't let dues stand in the way of you and an amazing sisterhood.