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As someone who applied to both and only got into one (guess which), congratulations! I think the main difference between the two is how much work you want to put into creating your own curriculum. Brown has no distribution requirements whatsoever, which is a double-edged sword. You would probably never have to take a hard science class or an art history class as an econ/finance major there, but you also have to be hyper vigilant about making sure you don't get burnt out on your subject area of choice. You would have to take science and humanities classes in conjunction with your social science and math at Michigan, but you might enjoy the challenge of thinking differently. The size difference is also dramatic; while I don't know for certain off the top of my head, I believe that the size of the undergraduate student body at Brown is about the same size as one graduating class at Michigan. This obviously makes for a wider social circle at Michigan, but some people thrive better in a smaller environment. You also have to decide how important athletics and school spirit are for you. If you feel like you'll be missing out on a part of the college experience by not going with all of your friends to football games, take that into consideration when looking at Brown. Hope this helps you think about it a little bit differently.