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I can't speak for other sororities, but we have payment plans. I believe its two payments spread out over two months. If you can elect that option, for a new member, it might be $200 a month as opposed to a lump sum of $500. After that, the typical NEU chapter probably costs between $300 and $400 a semester. In my experience/opinion, the biggest expenses for a new member are the cost of her badge and of national registration. There are also Facebook/university tees groups specific to your organization that sell reasonably priced attire. Don't feel the need to purchase any overpriced garbage from the sorority's official apparel website, when you can get better, cuter items for a lot less. In fact, my opinion is to refrain from buying anything from the sorority's official website or anything that your chapter offers, unless it is mandatory (e.g. bid day shirts, recruitment shirts, homecoming apparel).