Drop and $ question

I’m considering dropping and I have questions but don’t want to ask anyone in my sorority until I decide.

What happens financially if I were to drop today? Would I still be liable for the remainder of the balance or would it be dropped as well?

I honestly don’t even know how to drop, is it as simple as stopping payments or is there a process?

Is there a policy about returning items/clothing that have letters?

Thanks, I should probably know the answer to this but I know nothing about sororities, I really wanted to try and my experience has been not great. Basically just showing up for chapter and required events, no Big interaction or outreach, I just feel a little lost and I don’t think this is for me. I’m also really sad to see so much hate and tearing down of each other on here. I guess I was just naive.