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Our sisters fall into one of a few situations. Depending on the house it might be more of one than the other. Basically in my OR house it is 1/2 or more upper middle class wealthy families who will give anything to their daughter to make her happy and successful. They don't bat an eye and there was never any question that they would be going greek. Then we have 15-20% who are on scholarship for amazing grades and their parents figure that they budgeted so much for school and by choosing the school with more scholarship $ and less tuition they will give the balance for the "experience". Many of these girls are also upper middle class wealthy but are a bit more grounded and their parents see it as an investment in networking, peers, and a good social life. The final group are scraping to make it. They may have many loans, a relative gifting them some extra money (grandparents, aunts, etc) and/or a job or two. In our house you would never know the ones who struggle because not only are they going into debt for dues but also for designer bags and game day outfits that get worn once and discarded. Some NR houses might have a higher percent of OOS scholarship girls than my house and less of the daddy will buy you anything to make you happy girls. Many of the OOS scholarship girls parents set aside money for much more expensive schools and have a different price point in mind than the deep south. They still think that it is a bargain, especially with their daughters getting rewarded with scholarships. They might also have more of the going into debt crowd but I don't know.